Business funding that moves at the pace you do.
From merchant cash advances to SBA loans, Rapids Funding helps small businesses find financing that fits. One application, a funding specialist on your side, and a network of funding providers.
Why work with a broker?
- One application, many providers. We take your application to funding providers in our network instead of you applying one by one.
- Options side by side. See amounts, costs and terms together so you can compare.
- A real person to call. A funding specialist explains each offer before you decide.
Financing for every stage of your business
Short-term working capital or long-term growth: we work across the range of small business financing.
Merchant cash advance
Working capital repaid from a share of future card or bank deposits, often decided quickly.
Learn more →Business line of credit
A revolving credit limit you draw on as you need it, paying interest only on what you use.
Learn more →Term loans
A lump sum repaid over a set term with scheduled payments.
Learn more →SBA loans: 7(a) and 504
Loans partially guaranteed by the U.S. Small Business Administration and made by participating lenders.
Learn more →Equipment financing
Financing to buy or lease equipment, where the equipment itself usually secures the deal.
Learn more →Invoice factoring
Turn unpaid invoices into cash now instead of waiting on customers’ payment terms.
Learn more →From application to funding, in four steps
Apply online
Tell us about your business and what you need. It takes a few minutes.
Talk with a specialist
A funding specialist reviews your application and asks for any documents a provider will need.
Compare your options
We present the offers funding providers make, with their costs and terms laid out plainly.
Decide and get funded
If you accept an offer, the provider finalizes it and sends the funds. You’re never obligated to accept.
Know what you’re signing
Business financing products differ a lot in cost and structure. We explain the total cost, the repayment schedule and the trade-offs of each offer in plain language, so you can choose with confidence.
How we work- We’re a broker, not a lender: funding providers make the credit decisions and set the terms.
- You’re never obligated to accept an offer.
- Your mobile number and text-message consent are never sold or shared for marketing.
- Questions? Call (406) 668-3855 or email [email protected].
Ready to see your options?
One short application. A funding specialist reviews it and walks you through what you qualify for.